The solution integrates enterprise ALM, liquidity risk management, funds transfer pricing, and regulatory reporting capabilities into a single, seamless platform. This integration enhances efficiency and ensures consistency across different aspects of banking operations.

Kalypto KALM provides comprehensive asset and liability management functionalities, including interest rate risk management, liquidity risk management, funds transfer pricing (FTP), multi-factor behaviour modelling, and balance sheet management. This holistic approach enables banks to analyse and optimize their balance sheets effectively.

Leveraging data from the CareEdge Analytics data management platform, Kalypto KALM allows banks to utilize a rich source of data for ALM and liquidity management purposes. This integration ensures that banks can manage their ALM and liquidity alongside their risk management and regulatory compliance efforts seamlessly.

The solution is designed to help banks comply with regulatory requirements such as Basel III, IFRS 9/CECL, and stress testing. By providing tools and functionalities tailored to these regulations, Kalypto KALM enables banks to meet regulatory standards efficiently and effectively.

Through advanced analytics and modelling capabilities, the solution enables banks to identify, assess, and mitigate various risks, including interest rate risk and liquidity risk. By gaining insights into potential risks, banks can make informed decisions to protect their financial stability and optimize performance.

KALM empowers banks with actionable insights and analytics, enabling them to make informed decisions regarding asset and liability management, pricing strategies, and risk mitigation measures. This helps banks optimize their balance sheets and drive profitability.