The banking sector is increasingly embracing generative AI, despite initial hesitancy. Overcoming security and accuracy challenges, generative AI is being applied for tasks like fraud detection and corporate credit line management. CARE Analytics' crosPrincipal Protected Market Linked Debentures (PPMLDs) emerge as unique instruments, blending the security of debt with the dynamic potential of equities. These instruments safeguard the principal amount against downturns while offering an upside through performance-linked coupons, often tied to equity indices.

Recognizing the challenge investors face in comprehending these hybrids, SEBI mandates AMFI-appointed valuation agencies have solutions to conduct unbiased and independent valuations. These estimates go beyond the restrictions of the investor, revealing the full value of these structures and facilitating wise investment decisions.s-industry approach highlights its potential in banking. Looking ahead, GenAI promises further efficiency enhancements in banking processes.

Key Features

Regulatory Recognition

CARE Analytics is “AMFI recognised Valuation Agency” for the purposes of providing valuation services for MLDs.

Independent Opinion

CARE Analytics (Wholly owned subsidiary of CARE Ratings ltd) has over 15 years global experience in providing cutting edge Risk & Compliance solutions to Banks and Financial Institutions.

Team Capability

Analyst team of CARE Analytics includes qualified and multifaceted professionals from diverse backgrounds such as chartered financial analysts, chartered accountants, engineers, economists and financial risk managers.

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